Our Services

The documents required vary depending on the type of insurance. Generally, you'll need identity proof (Aadhaar/PAN), address proof, age proof, and sometimes income proof. For health insurance, medical reports may be required, while for motor insurance, vehicle registration documents are necessary. Our team will guide you through the specific requirements for your chosen policy.

A waiting period is the time you must wait after purchasing health insurance before certain benefits become available. There are different types of waiting periods: initial waiting (typically 30 days for illnesses), pre-existing disease waiting (usually 2-4 years), and specific treatment waiting periods. Our advisors can explain the waiting periods for different policies and help you choose one that best suits your health needs.

It's recommended to review your insurance policies at least once a year or whenever there's a significant life event such as marriage, childbirth, home purchase, or career change. Regular reviews ensure your coverage keeps pace with your changing needs and circumstances. At Brood Insurance, we offer free annual policy reviews to our clients to make sure their protection remains adequate.